Allstate Life + LTC Plan Options
If you are interested in obtaining rates for alternate plan options, click here to request a rate quote.
Select your age as of 6/1/2024
Tobacco Status is based on a 12 Month Look Back for use of Cigarettes, Cigars, Smokeless Tobacco, E-Cigarettes.
|
Benefit Features
|
A
|
B
|
C
|
|---|---|---|---|
|
Life Insurance Face Value
|
$25,000
|
$50,000
|
$150,000
|
|
Monthly LTC Benefit Amount
|
$1,500
|
$3,000
|
$9,000
|
|
LTC Rider Duration
|
17 months
|
17 months
|
17 months
|
|
Extension of LTC Benefits
|
17 months
|
17 months
|
17 months
|
|
Total LTC Duration
|
34 months
|
34 months
|
34 months
|
|
LTC Maximum Benefit
|
$50,000
|
$100,000
|
$300,000
|
|
Semi-Monthly Premium*
|
Select age
|
Select age
|
Select age
|
|
Spouse Monthly Premium
|
Select age
|
Select age
|
Select age
|
|
Total Monthly Premium Without Marital Discount
|
Select age
|
Select age
|
Select age
|
|
Total Monthly Premium With Marital Discount
|
Select age
|
Select age
|
Select age
|
|
Benefit Features
|
A
|
|---|---|
|
Life Insurance Face Value
|
$25,000
|
|
Monthly LTC Benefit Amount
|
$1,500
|
|
LTC Rider Duration
|
17 months
|
|
Extension of LTC Benefits
|
17 months
|
|
Total LTC Duration
|
34 months
|
|
LTC Maximum Benefit
|
$50,000
|
|
Semi-Monthly Premium*
|
Select age
|
|
Spouse Monthly Premium
|
Select age
|
|
Total Monthly Premium Without Marital Discount
|
Select age
|
|
Total Monthly Premium With Marital Discount
|
Select age
|
|
Benefit Features
|
B
|
|---|---|
|
Life Insurance Face Value
|
$50,000
|
|
Monthly LTC Benefit Amount
|
$3,000
|
|
LTC Rider Duration
|
17 months
|
|
Extension of LTC Benefits
|
17 months
|
|
Total LTC Duration
|
34 months
|
|
LTC Maximum Benefit
|
$100,000
|
|
Semi-Monthly Premium*
|
Select age
|
|
Spouse Monthly Premium
|
Select age
|
|
Total Monthly Premium Without Marital Discount
|
Select age
|
|
Total Monthly Premium With Marital Discount
|
Select age
|
|
Benefit Features
|
C
|
|---|---|
|
Life Insurance Face Value
|
$150,000
|
|
Monthly LTC Benefit Amount
|
$9,000
|
|
LTC Rider Duration
|
17 months
|
|
Extension of LTC Benefits
|
17 months
|
|
Total LTC Duration
|
34 months
|
|
LTC Maximum Benefit
|
$300,000
|
|
Semi-Monthly Premium*
|
Select age
|
|
Spouse Monthly Premium
|
Select age
|
|
Total Monthly Premium Without Marital Discount
|
Select age
|
|
Total Monthly Premium With Marital Discount
|
Select age
|
*In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.